NJ Real Estate Geek

Policies

Thanks for visiting! Please take a moment to review our policies on Copyrights, Privacy, & Terms of Service.

NJ Real Estate Geek

Privacy Policy 

This Privacy Policy describes our practices in connection with the information of our users that we collect through our website, NJRealEstateGeek. And any services offered or provided by NJ Real Estate Geek (Ricky Kolek, Realtor ®) through this website including real estate services. By providing personal information to us, you agree to the terms and conditions of this Privacy Policy.

[Last Updated 11/16/2020] 

Your privacy is very important to us. Learn what we do to protect it. 

Send us an email at NJRealEstateGeek@gmail.com or fill out our contact form here! 

Information Collection

NJ Real Estate Geek is the sole owner of the information collected on our Website and through our Services. NJ Real Estate Geek collects information from our users at several different points on our Website, as described below.

Subscription

In order to receive updates and information from NJ Real Estate Geek, a user must first complete a Subscription form. During the sign-up process, a user is required to give contact information such as Name & Email Address. We use this information to send out updates and information pertaining to our blog and website. 

NJ Real Estate Geek may also use this information to contact the user about the services available on our Website. 

Users may also register as a “Buyer” or “Seller” in which case the user may be asked to provide information such as their name, address, phone number, email address, etc… This information will be passed on to Ricky Kolek (NJ Real Estate Geek and licensed real estate agent) who will be in contact via email, text, or phone. Upon registration, your information will not be shared without consent. 

Information Use

The information we collect is used for several purposes, including:

  • To send out updates and information to our blog and website 
  • In specific circumstances pass along to a licensed real estate agent to help you find a property 
  • You will be contacted by email, text, mail or phone using this information 
  • Upon registration your information will not be shared without your consent 
  • To improve our products and services 
  • Periodically send promotional emails about special offers and information of interest using the email address that was provided 
  • To customize our website according to your interests 
  • We will never sell your information

Cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. 

We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Log files

Like most standard website servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track users’ movement in the aggregate and gather broad demographic information for aggregate use. IP addresses and other log file information is not linked to personally identifiable information.

Third party advertising

NJ Real Estate Geek does not permit third party advertising on the Website.

Information sharing

Legal disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law or where we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Website.

Communications from Our Site

Special offers and updates

Users will receive email updates and information about our website and blog. 

Choice/opt-out

Users who no longer wish to receive our promotional communications may opt-out of receiving these communications by clicking on an opt-out link in all promotional emails. Users may also unsubscribe from these emails, and/or be removed from our database completely, by sending us an email at the address provided above, by sending a postal mail at the address provided above, or by calling us at the telephone number provided above.

Links

This Website contains links to other sites. Please be aware that we, NJ Real Estate Geek, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every site that collects personally identifiable information. This privacy statement applies solely to information collected by this Website.

Notification of Changes

We may change this Privacy Policy at any time at our sole discretion. If our information practices change at any time, NJ Real Estate Geek will contact users whose personal information we maintain, before we use such data for any new purposes. All such users will be notified of the policy change and provided a clear and convenient opportunity to opt out of the new practices. The personal information of users who do not opt out of the new practices will be subject to the new practices. If users have opted out of all communication with the Website, they will not be contacted, nor will their personal information be used in this new manner.

Users may also prevent their information from being used for purposes other than those for which it was originally collected by using the contact information provided above.

Message Boards and Public Forums

Please keep in mind that whenever you voluntarily disclose personal information online – for example on message boards or through email – that information can be collected and used by others. By posting personal information online that is publicly accessible, you may receive unsolicited messages from other parties in return.

Security

NJ Real Estate Geek takes every precaution to protect our users’ personal information. When users submit sensitive information via the Website, we take every reasonable effort to protect their information both online and offline.

When our registration/order form asks users to enter sensitive information, that information is transmitted via a secure server. 

NJ Real Estate Geek does everything in its power to protect user information offline. We seek to use reasonable organizational, technical and administrative measures to protect our users’ personal information. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please notify us immediately regarding the problem.

If you have questions about information security at NJRealEstateGeek.com, please send an email to NJRealEstateGeek@gmail.com.

Access to Personal Information

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve months. Once we receive and confirm your verifiable consumer request, we will disclose to you: (a) the categories of personal information we collected about you; (b) the categories of sources of the personal information we collected about you; (c) our business or commercial purpose for collected or disclosing your personal information; (d) the categories of third parties with whom we share your personal information; (e) the specific pieces of personal information we collected about you (this is also called a data portability request); (f) if we disclosed your personal information for a business purpose we will provide the personal information categories that each recipient received.

Use of Website by Minors

The Website and Services offered are not directed to individuals under the age of eighteen. By accessing and using the Website and Services, you represent and warrant that you are eighteen years of age or older.

Non-Discrimination 

We will not discriminate against you for exercising any of your rights under the CCPA. Specifically, unless permitted by the CCPA, we will not: (a) deny you goods or services; (b) charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties; (c) provide you a different level or quality of goods or services; or (d) suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to the value of your personal information and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires you to opt-in, which may be revoked at any time.

Contact Information

If users have any questions or suggestions regarding our privacy policy, please contact us at the phone number, email address, or postal address listed at the top of this page.

NJ Real Estate Geek

Terms of Use 

Learn more about our terms and conditions below. Last Updated: 11/16/2020

Please read these terms and conditions (“Terms”) carefully as they apply to your use of NJRealEstateGeek.com (the “Website”) and any services offered or provided by NJ Real Estate Geek through the Website. We reserve the right to update or make changes to these Terms from time to time at our sole discretion. Your access or use of the Website or any Services following changes to these Terms will constitute your acceptance of those changes.

The Website is owned and operated by Ricky Kolek, NJ Real Estate Geek. All materials on this site are the property of NJ Real Estate Geek unless otherwise specified. No material from these pages may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of any of the public materials on any single computer for your personal, non-commercial home use only, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of U.S. copyright law and other proprietary rights. For purposes of this agreement, the use of any such material on any other web site or networked computer environment is prohibited.

Use of the website

You must comply with all applicable laws, rules and regulations while accessing or using the Website and Services. In addition, we expect users to respect the rights of others. Your use of the Website and Services is conditioned upon your compliance with the rules set forth in this section.

In connection with your use of the Website and Services, you represent and warrant that you:

  • Are at least 18 years of age;
  • Will not submit any information that is, in the sole opinion of NJ Real Estate Geek, unlawful, harassing, libelous, abusive, threatening, obscene, profane, hateful, offensive, harmful, vulgar, distasteful, defamatory, or racially, ethnically or otherwise objectionable;
  • Will not violate any third party’s rights, including any breach of confidence, copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right;
  • Will not submit any information that is encrypted or that contains viruses, Trojan horses, worms, time bombs, spiders, cancelbots, or other computer programming routines that are intended to damage, interfere with, disrupt, impair, disable or otherwise overburden the Website;
  • Will not modify, adapt, appropriate, reproduce, distribute, translate, create derivative works or adaptations of, publicly display, sell, trade, or in any way exploit the Website;
  • Will not access, retrieve, scrape, index, download or copy any information contained on the Website through artificial means, such as spiders, bots, hacking devices or other means;
  • Will not attempt to gain unauthorized access to the Website, other user accounts, or other computer systems or networks connected to the Website;
  • Will not use the Website in any way that could interfere with the rights of NJ Real Estate Geek or the rights of other users of the Website;
  • Will not remove, circumvent, disable, damage or otherwise interfere with any security-related features of the Website, features that prevent or restrict the use or copying of content on the Website, or features that enforce limitations on the use of the Website;
  • Will not impersonate any other person, falsify contact information, or otherwise attempt to mislead others as to the identity of the origin of information provided on the Website;
  • Will not solicit personal information from minors, or submit or transmit pornography;
  • Will abide by all applicable laws.
  • Additionally, you acknowledge and agree that you (and not NJ Real Estate Geek) are responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment and services needed to access and use the Website and Services, and paying all charges related thereto.

We may terminate your use of the Website or Services for any conduct that we consider, in our sole discretion, to be inappropriate or for your breach of these Terms.

Discontinuance of Website and Services

We reserve the right, at any time and from time to time, temporarily or permanently, in whole or in part to: modify or discontinue the Website or any Services, with or without notice; charge fees in connection with the use of the Website or Services; or modify or waive any fees charged in connection with the Website or Services. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website or of any Service, content, feature, or product, in whole or in part. Your continued access to or use of the Website or Services after such changes will indicate your acceptance of such changes.

Registration

In order to sign up for services on this Website, a user must first complete the registration form. During registration, a user is required to give contact information such as name and email address.

You represent and warrant that all information submitted to NJ Real Estate Geek in connection with such registration is complete and accurate.

Postings

Postings made by NJ Real Estate Geek on the Website are made at such times as determined by NJ Real Estate Geek in its discretion and as news or developments are appropriate. Users should not assume that the information contained on the Website has been updated or otherwise contains current information. We do not review past postings to determine whether they remain accurate, and information contained in such postings may have been superseded by more current information without change.

Postings may also be provided by third parties, other than NJ Real Estate Geek. The postings by third parties may include information that is inaccurate, misleading or deceptive. NJ Real Estate Geek (and its directors, officers, employees, representatives, affiliates, licensors and service providers) does not endorse any opinion, advice, information or statements made on the Website by third parties and are not responsible for such information.

Accuracy of Information

NJ Real Estate Geek attempts to ensure that information provided on the Website, or in connection with the Services, is complete, accurate and current. Despite our efforts, such information may occasionally be inaccurate, incomplete or out of date. We make no representation as to the completeness, accuracy or currency of such information. Additionally, such information is subject to change at any time without notice.

Links to Other Material

With the exception of any linked websites owned and operated by NJ Real Estate Geek, linked websites found at NJRealEstateGeek.com are not under the control of NJ Real Estate Geek, and we are not responsible for the content of any linked site or any link contained in a linked site.

By clicking on a link on this Website, you may be leaving our Website. With the exception of any website owned and operated by NJ Real Estate Geek, the site you are taken to is not related to or affiliated with NJ Real Estate Geek, and does not endorse or sponsor NJ Real Estate Geek.

NJ Real Estate Geek may change links based solely on our discretion, and we reserve the right to terminate any link or linking program at any time. NJ Real Estate Geek does not, by linking to sites, endorse companies or products to which it links and reserves the right to note as such on its web pages. If you decide to access any of the third party sites linked to this site, you do so entirely at your own risk.

Threads, Chat, and Discussion Groups

Public forums such as threaded discussion groups, chat, and ask the expert found on the Website or Services are not always screened by NJ Real Estate Geek, and we are not responsible for the content of any public or open forum content at the Website or through the Services. NJ Real Estate Geek may change these public forums based solely on our discretion, and we reserve the right to terminate any forum at any time. NJ Real Estate Geek does not, by allowing these forums, endorse companies or products which may be mentioned in these forums, and reserves the right to note as such on the Website. If you decide to access any of the public forums in this Website, or linked to this site, you do so entirely at your own risk.

Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE BEING PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NJ REAL ESTATE GEEK  ASSUMES NO RESPONSIBILITY OR LIABILITY FOR THE TIMELINESS, DELETION OF CONTENT OR FAILURE BY THE WEBSITE OR SERVICES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NJ REAL ESTATE GEEK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OR ANY WARRANTY THAT THE WEBSITE OR SERVICES WILL: (A) MEET YOUR REQUIREMENTS; (B) BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR SERVICES WILL BE ACCURATE OR RELIABLE; (D) ANY CONTENT OR INFORMATION YOU PROVIDE TO NJ REAL ESTATE GEEK WILL NOT BE DISCLOSED; OR (E) ANY ERRORS IN THE WEBSITE OR SERVICES WILL BE CORRECTED. YOU AGREE THAT USE OF THE WEBSITE AND SERVICES IS AT YOUR OWN RISK.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NJ REAL ESTATE GEEK WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE OR SERVICES, OR FROM ANY INFORMATION OR CONTENT ON THE WEBSITE OR AVAILABLE THROUGH THE SERVICES INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING. YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISSATISFACTION WITH THE WEBSITE OR SERVICES IS TO STOP USING THE WEBSITE AND/OR SERVICES.

Indemnity

Except to the extent prohibited under applicable law, you agree to indemnify, defend and hold harmless NJ Real Estate Geek, and its directors, officers, employees, representatives, affiliates, licensors and service providers, from and against all claims, losses, costs and expenses (including attorneys’ fees) arising out of (a) your use of the Website and Services; or (b) any violation of these Terms by you.

Proprietary Rights

All content and information on the Website or provided through the Services, including, but not limited to, all text, graphics, logos, icons, images, audio clips, downloads, and software, are the exclusive property of NJ Real Estate Geek or its licensors and are protected by United States and international copyright, trademark, patent and/or other proprietary rights and laws. Except as expressly authorized by us, you agree not to reproduce, modify, rent, lease, loan, sell, distribute or create derivative works based on all or any part of the Website or Services or any information or materials made available through the Website or Services.

Digital Millennium Copyright Act

In accordance with the Digital Millennium Copyright Act (“DMCA”), NJ Real Estate Geek will promptly respond to claims of copyright infringement that are reported to the agent we have designated to receive notifications of claims of infringement, whose contact information is:

 

NJ Real Estate Geek 

580 Bloomfield Ave 

West Caldwell, NJ 07006

Attn. Ricky Kolek 

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our agent with written notice of the claimed infringement that includes the following:

  • A physical signature of a person authorized to act on behalf of the owner of the copyright allegedly infringed;
  • A description of the copyrighted work that is claimed to have been infringed;
  • A description of where the allegedly infringing material is located on the Website;
  • Your address, telephone number, e-mail address and any other information reasonably sufficient to allow NJ Real Estate Geek to contact you;
  • A statement from you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  • A statement made by you, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or are authorized to act on the owner’s behalf.

A Notice to California Residents

Under California Civil Code, Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the website or services, please contact us by writing to the contact described above. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834 or by phone at 916-445-1254 or 800-952-5210.

Parental Control Protections

Pursuant to 47 U.S.C. Section 230(d), we hereby notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available to assist you in limiting access to material that is harmful to minors. Two current providers of information regarding such protections are:  GetNetWise (http://www.getnetwise.org) and OnGuard Online (http://onguardonline.gov). NJ Real Estate Geek does not endorse any of the products or services listed on such sites or offered by such providers.

Applicable Laws

This Website is controlled by NJ Real Estate Geek from its offices within the United States of America. NJ Real Estate Geek makes no representation that materials in the Website or Services are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this Website or Services from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of U.S. export laws and regulations. Any claim relating to the materials shall be governed by the internal substantive laws of the State of Pennsylvania.

NJ Real Estate Geek may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or conditions located on particular pages at this Website.

Severability

These Terms are severable. If any provision contained in these Terms is found to be illegal, invalid or unenforceable, the remaining provisions shall nevertheless continue in full force and effect, and the illegal, invalid or unenforceable provision shall be deemed modified so that it is legal, valid and enforceable to the maximum extent permitted by law.

Fair Housing 

NJ Real Estate Geek fully supports the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968), as amended, which generally prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents of legal custodians, pregnant women, and people securing custody of children under the age of 18), and handicap (disability). As an adjunct to the foregoing commitment,NJ Real Estate Geek actively promotes, and is committed to, creating and fostering an environment of diversity throughout their respective organizations and franchise systems, and each views such a concept as a critical component to the on-going success of their business operations.

Entire Agreement

The Terms contain the entire agreement between you and NJ Real Estate Geek regarding the use of the Website and Services and supersede any prior agreement, whether written or oral, between you and NJ Real Estate Geek regarding the subject matter contained in these terms.